01
Diagnose
Map volume mix, corridors, providers, pricing, approval and decline patterns, redundancy gaps, and commercial constraints.
STACK ANALYSISPayment infrastructure consulting
One PSP is not
a payment strategy.
We don't sell payment solutions. We make sure you buy the right ones, at the right price.
Independent payment infrastructure consulting for high-volume merchants. Most of our clients already have a working PSP. The question is what happens to the transactions it can't approve, and to the business when it changes its mind. We diagnose the stack, fix pricing and approvals, and build the second path before you need it.
LIVE PAYMENT ROUTING LIVE
▥ObjectiveAcceptance
◉ControlCost
◇DesignRedundancy
~$4B a yearAnnual volume across the merchant structures we advise on. Six years, EU · UK · US.
~30 banks & PSPsActive relationships including most of the top ten. Paid by the one you choose, never tied to one.
97% of ~200 reviewsThe offer we brought was cheaper than the merchant's existing one. Price is the entry ticket, not the work.
Our approach
Diagnose. Improve. Prove.
Payment infrastructure is not a processor problem. It is a system problem.02
Improve
Restructure what moves outcomes: provider fit, commercial terms, approval levers, routing logic and secondary paths.
ARCHITECTURE + TERMS03
Prove
Measure acceptance, stability, cost and operating load on live traffic. Expand weight only when the change earns it.
LIVE-VOLUME VALIDATIONThe infrastructure view
One payment stack.
Multiple points of leverage.
At material volume, payments stop being a checkout plug-in. Corridors, acquirers, APMs, pricing, reserves, fraud tooling, authentication and failover all interact.
Explore payment rails →MILESTONEADVISORY LAYER♜Acquirers◉PSPs▣Alternative
payment methods⌂Banks◇Fraud
tooling⚙Orchestration◎Authentication
payment methods⌂Banks◇Fraud
tooling⚙Orchestration◎Authentication
Where we work
Commercial terms.
Approval logic.
Resilience.
We work across the infrastructure that determines how payments perform: provider fit, acquiring routes, pricing structure, decline handling, reserves, authentication, fraud controls and failover.
See who we work with →Engagements
What the work looks like.
Retail · 26 countries · ~$700M / yr
Several regional providers → one acquirer, ~20% cheaper.
A sportswear retailer on three continents was running a provider per region. We consolidated the footprint under one acquirer with local presence in every market.
Platform · ~$500M / yr
New country, same stack.
A multi-licensed platform expanding market by market needed the right local methods and acquirers in each one, without a new integration per country. We mapped and placed them under its existing system. How →
Any vertical · the one that hurts
10% cheaper, 22% fewer approvals.
A merchant took a competing offer about 10% below ours. Its approval rate fell about 22%. The fee saving was a rounding error against the revenue that stopped arriving. Run the numbers on yours →
Knowledge
Notes for operators running material volume.
PAYMENT INFRASTRUCTURE CONSULTING